Learn how to apply for the Apple Card
Having an easy way to handle your spending is nice, and if you are an Apple user, you can apply for your Apple Card and do just that!
2019 saw Apple make the widely anticipated announcement that it would launch its own credit card.
The product would be issued by Goldman Sachs, but the card would feature the user-friendly technology and chic design that the company’s cult has come to expect.
The Apple Card then showed up.
When Apple first entered the credit card market, it created a product with a variety of useful features.
First off, if you have an iPhone, you can easily apply for the card through the Wallet app, and if you’re approved, you may use the card anywhere that accepts mobile wallet payments.
Siri is your spiritual advisor. You have Apple products at your home, vehicle, and office (which, coincidentally, is where you hang out on weekends).
Receiving 3% cash back on your numerous Apple purchases would be a significant perk as you already have a strong habit of waving your phone over the point-of-sale device at checkout for all other transactions.
While Apple’s press release exults that it is a “new form of credit card,” in reality, it is a Mastercard with Goldman Sachs as the issuing bank.
However, it does offer a slightly novel method of earning cash rewards, paying back a portion of daily purchases in cash rewards; a somewhat novel user experience, acting as both a mobile payment instrument and a physical card; some financial planning features; and a much-appreciated lack of hidden fees.
The Apple Card stands out due to its synergies with the Apple ecosystem.
You’ll need an iPhone or Apple Watch to make the most of it, but as long as you use Apple Pay when you shop, its rewards rates rival the greatest cash-back credit cards.
Who can apply for the Apple Card?
Depending on where you live, you must be 18 years of age or older to be eligible to apply for an Apple Card. You must have a legitimate, physical U.S. address that is not a P.O. Box and be a citizen or lawful permanent resident of the country.
A military address is an additional option. You need an Apple Pay-capable device.
How to apply for the Apple Card?
Opening the Wallet app, tap on the Apple Card interface, and going through the activation procedures are all it takes to sign up for Apple Card.
The majority of the data you require is taken from your Apple ID, so setting up an Apple Card only requires a few minutes.
When purchasing a gadget on Apple’s website using the Monthly Installment Plan or by visiting the Apple Card website, you can also apply.
Once you’ve registered for an Apple Card, you can use it right away to make digital transactions. You must meet the same requirements for Apple Card as you would for any other credit card because availability is contingent on credit approval.
While digital payments are immediately available, if you request one, Apple will also send you a real Apple Card that functions like a standard credit card.
Is it worth it to have an Apple Card?
Customers who already own an iPhone, prefer simplicity and don’t mind giving up any credit card points earning potential should use the Apple credit card. However, it can be advantageous for someone who frequently makes purchases from Apple or the particular retailers that are listed for them.
This card is also an excellent option for someone who wants to make a sizable purchase from Apple and wants to pay for it interest-free.
However, if you’re a consumer searching for extra benefits, such as access to airport lounges and other things, you might benefit from looking at other cards.
