The top 3 best around $10,000 credit cards

High-limit credit cards are notable for providing the option to accumulate a higher spending limit, which is essential for those who need to use the card without worrying about reaching the limit.

Additionally, they come with a range of benefits. Check out the best options!

The American Express Platinum Card®

American Express is undoubtedly one of the leading credit card brands worldwide, famous and recognized for its high standards in providing products.

As a widely accepted brand, it also offers a range of premium benefits and rewards for cardholders.

The American Express Platinum credit card provides a premium credit experience with an annual fee of $695 and an APR for long-term payments ranging between 21.24% and 29.24%.

In addition to general card spending, the customer can transfer part of the limit to another plan. It is also possible to exceed the limit, but the entire extra amount must be paid in the next billing cycle.

In terms of rewards, the user receives up to 150,000 Membership Rewards points after completing $8,000 in purchases in the first six months.

The customer also earns 5X more points with purchases at select airlines and hotels.

Also, the card offers various cashback benefits for travel, entertainment, and other qualifying purchases.

Furthermore, the card comes with a range of other protection and security benefits.

To apply, it is necessary to provide proof of income and a high credit score through the American Express customer service channels.

Chase Sapphire Reserve

Chase Bank is part of JPMorgan Chase, one of the oldest financial institutions in the United States, with a history of over 200 years in the American market

This is reflected in the sophistication of the brand’s credit card, designed for frequent use.

The card is highly regarded, featuring a customizable limit according to the customer’s needs, which can be significantly increased for those with high income and a good credit score.

The annual fee is $550 plus $75 for each additional authorized user. Variable APR rates range from 22.49% to 29.49%, following industry standards.

Chase Sapphire comes with a variety of benefits for its customers, such as 60,000 bonus reward points after spending over $4,000 on purchases in the first 3 months.

Additionally, customers enjoy extra bonuses on flight purchases, free access to airport lounges, travel protection, purchase coverage, and no foreign transaction fees.

To apply for the Chase Sapphire credit card, you must be 21 years old and submit your application directly through the Chase Bank platform.

Moreover, you can enter a referral code to receive additional benefits and conveniences.

Capital One Venture X Rewards

Capital One is one of the most famous credit card brands in the USA, boasting over 100 million customers and a range of services that have earned it considerable prestige.

According to Forbes, for instance, the Venture X card is one of the leading high-limit credit cards in the American market.

The Venture X card is comprehensive, offering the option to establish a high credit limit, provided the customer has an excellent credit score and a suitable income.

It comes with a $395 annual fee and a variable APR. Widely accepted internationally, the Venture X is a reliable card.

In terms of benefits, Venture X provides 75,000 miles after spending $4,000 on purchases in the first three months, along with an annual $300 travel credit.

Hotel and flight purchases earn 5x to 10x miles, while everyday purchases earn 2x miles for customers.

Additionally, cardholders can enjoy airport VIP lounges, luxury stays with a $100 experience credit and security features.

One of the primary requirements to become a Venture X customer is to have an excellent credit score, along with proof of income.

The application can be submitted directly through Capital One’s communication channels, requesting a pre-approval check to assess the possibility of receiving the card.

Written by

Gabriel Gonçalves