The top 2 best around $2,000 credit cards

The North American market offers good options for widely customizable credit cards, with applications open to individuals with good and fair credit.

This type of card is beneficial for those who have regular usage and want access to good benefits without paying high fees.

Upgrade Cash Rewards Visa®

The company Upgrade offers a range of financial solutions to help customers make smarter financial decisions.

They provide various services, including personal loans, financial management, savings, financial advice, content, and credit cards, aiming to cater to different types of audiences.

The Upgrade Cash Rewards card, bearing the Visa logo, provides flexible credit lines ranging from $500 to $25,000, depending on the customer’s needs and credit history.

This makes it a viable option for those with intermediate credit usage, especially considering the potential for credit line increases.

The card offers 1.5% in rewards and cashback for every dollar spent.

In terms of benefits beyond cashback, the card is highly convenient and widely accepted, given the satisfactory Visa network coverage.

It proves to be an efficient card for daily purchases and financial management.

Opening a Rewards Checking Plus account and making three credit card transactions can earn the customer a $200 bonus, all with no annual fee.

To qualify for an upgrade card, customers need to apply to obtain their credit line.

The bank conducts a thorough check to respond to the credit limit viability of each case.

Therefore, having a good credit score is essential to securing fair credit limits.

Citi Custom Cash^® Card

Citibank, or simply Citi, is one of the leading banks operating in the American market, enjoying considerable prestige and representation within the country.

It offers a range of financial services, including bank accounts, investments, and distinct loans. Moreover, it boasts an extensive lineup of credit cards tailored for diverse audiences.

The Citi Custom Cash® Card introduces a customizable credit limit based on the customer’s credit history.

Therefore, it allows applicants to request intermediate values for more routine card usage.

The option is highly convenient, functioning with contactless chip technology or digital wallets. Customers can receive automatic alerts on their accounts and benefit from data and card protection.

In terms of benefits, the Citi Custom card offers reimbursement in the form of ThankYou points.

Cardholders earn 5 points for every $1 spent on qualifying purchases such as restaurants, groceries, and streaming services, up to $500 spent in each billing cycle.

Additionally, they earn 1 point for every $1 spent on other purchases.

ThankYou points can be redeemed for direct deposits, credits, and cash.

As the name suggests, the Citi Custom card is entirely customizable according to the customer’s needs.

All and all, applications can and should be made directly through Citi’s communication and application channels.

Discover it® Cash Back

Discover has been making a strong mark in the American market as a robust financial company, offering a range of services, particularly excelling in the credit card sector, for diverse audiences such as students and businesses.

Discover it® Cash Back is an efficient credit card designed for an intermediate audience, categorized as one of the top contenders in this field.

This is due to its highly customizable credit limit based on the customer’s credit profile. The Discover It® card does not charge an annual fee.

In terms of benefits, Discover It® Cash Back offers 5% cashback on everyday purchases each quarter at places like supermarkets, gas stations, and restaurants.

For all other purchases, the cashback is 1%. The card features an unlimited match of all the cashback earned at the end of the first year automatically, providing an unlimited cashback match.

Another unique aspect of Discover It® Cash Back is the variety of colors and designs available for its cards.

The verification for accepting the application is done through the application process to find the best credit options.

Written by

Gabriel Gonçalves