Citi Custom Cash: Know the Benefits and How to Apply 

Want a card that gives more back on purchases? The Citi Custom Cash Credit Card is the perfect choice for those who want to maximize their everyday earnings. This card is ideal for those who want to save more and enjoy incredible benefits.

Therefore, in this article, we will present everything the card has to offer in terms of benefits and a step-by-step guide on how you can apply for it in a very simple way.

Follow the reading and learn all about the Citi Custom Cash Credit Card.

What’s Positive About the Card?

With so many credit card options out there, choosing the best one can be complicated.

So, check out what makes the Citi Custom Cash unique and its main benefits. By knowing what’s positive about the card, you can make your choice and enjoy all the advantages.

Cashback

The Citi Custom Cash Credit Card offers a cashback program that is extremely advantageous and easy to understand.

The highlight is the generous 5% cashback on up to $500 of purchases in your main spending category each month.

This means you can earn up to $25 in cashback monthly just by using the card for your most frequent expenses. The process is simple: the card automatically identifies your main spending category from the previous month without you having to do anything.

Eligible categories include a wide range of common expenses, such as groceries, gas stations, restaurants, pharmacies, department stores, and retailers.

Additionally, travel, entertainment, streaming services, communication, health clubs, public transportation, car rentals, hotels, and resorts are also included.

Besides the 5% in the main category, the Citi Custom Cash also offers 1% cashback on all other purchases you make. This ensures that every penny spent with the card generates some form of return.

There is no limit to how much you can accumulate in cashback, so the more you use the card, the more you earn.

Unlike other cards that require you to activate bonus categories each quarter, the Citi Custom Cash does everything automatically, making the user experience much more convenient.

The Citi Custom Cash Credit Card’s cashback program is designed to be simple, profitable, and adaptable to your lifestyle, ensuring you maximize your cashback earnings on every purchase.

Low Introductory APR

One of the great advantages of the Citi Custom Cash Credit Card is the low introductory APR, which can help save money on interest during the initial period.

Upon opening your account, you can benefit from an introductory 0% APR for purchases and balance transfers for a specified period, usually 15 months.

This means that during this time, you will not pay interest on your qualified purchases or balance transfers, making it ideal for large purchases or consolidating debts from other credit cards.

This low introductory APR is a valuable opportunity to manage your finances more effectively, providing temporary relief from interest and allowing you to focus on paying off the principal balance.

Digital Wallets

The Citi Custom Cash Credit Card takes convenience to a new level by being compatible with various digital wallets, such as Apple Pay, Google Pay, and Samsung Pay.

These digital wallets allow you to add your card to your smartphone or smartwatch, making payments faster, safer, and easier, both in physical stores and online.

By using digital wallets, you can complete transactions with just a touch or a glance, eliminating the need to carry the physical card.

This is especially useful for quick purchases or when you are on the go and do not want to handle your wallet.

Besides convenience, using digital wallets offers an extra layer of security.

When you add your Citi Custom Cash Credit Card to a digital wallet, a unique virtual account number is generated and used to process transactions instead of your actual card number.

This significantly reduces the risk of fraud, as your real data is not shared during the purchase.

Citi Mobile App

The Citi Mobile app offers a convenient and efficient way to manage your Citi Custom Cash Credit Card directly from your smartphone.

This app is designed to provide an intuitive and feature-rich user experience, allowing you to have full control over your finances anytime, anywhere.

With the Citi Mobile app, you can access all your account information in real-time.

Check your balance, track recent transactions, view your payment history, and manage your bills easily.

This makes it simpler to keep track of your expenses and avoid surprises on your bill.

Learn More About Mastercard Identity Theft Protection

Mastercard Identity Theft Protection is one of the security benefits offered to Citi Custom Cash Credit Card holders.

This feature provides an additional layer of protection, helping to detect, monitor, and resolve identity theft issues effectively.

With Mastercard Identity Theft Protection, your identity is continuously monitored.

This service tracks the internet, including the dark web, to detect if your personal information is being misused.

If signs of identity theft are found, you will be notified immediately, allowing you to take quick action to protect your information.

Fraud alerts are sent by email or text message as soon as any suspicious activity is detected.

This can include attempts to open new credit accounts in your name, changes to your personal information, or unusual activities in your existing accounts.

These alerts help minimize damage, allowing you to act quickly to prevent unauthorized use of your information.

How to Apply for the Citi Custom Cash Credit Card?

Want to take advantage of all the benefits of the Citi Custom Cash Credit Card? It’s super easy! Follow these simple steps:

1. Go to the Citi Custom Cash page.
2. Begin your application by selecting the “Apply Now” button.
3. Fill in your personal information, including name, Social Security number, and date of birth.
4. Provide your address and phone number.
5. Include details about your income and employment.
6. Carefully review the contract and check the agreement box.
7. Submit your application to the bank.

After submitting the form, your request will undergo a credit analysis. If approved, the card will be sent directly to your home, allowing you to start using it immediately and earn cashback on all your purchases.

Did you like the Citi Custom Cash? Visit the website now to apply and explore more tips on the best cards available for your profile.

Additionally, on the website, you will find a variety of valuable information that can help you choose the card option that best suits your needs and financial goals.

GO TO WEBSITE

Review made in July 2024. Card information may change, check the official website before requesting.
Contact Citi at 1-800-347-4934.

Written by

Gabriel Gonçalves